Laws and Court Rulings

As hackers and identity thieves break into computers and network, there are laws by lawmakers for those clever cybercriminals to help protect users. FBI has been working very hard to arrest those cybercriminals and had just arrested group of Russians cybercriminals who steal funds from various businesses. To make better decisions information about people is gathered and analyzed. In business information about customers is gathered to serve them better. Governments and business collect information and fails to provide required protection of this information. Internet users lack the confidence in online information privacy. There should be a limit on business and government to access our personal information.

 Right of privacy let people free so it is most valued by people who want to be left alone. Information privacy let people to communicate without being monitored and data privacy. There are different to protect our privacy as Fair Credit Reporting Act (1970), which outlines the limit of who can access credit information and also stops credit reporting bureau to issue your information without your permission. Fair and Accurate Credit Transactions Act (2003) to allows customers to obtain their free credit report. The National Fraud Alert system was also establish due to this act to help prevent identity theft.

 Right to Financial Privacy Act of 1978 protects from unauthorized personal to access financial records of customers. Due to this Act, institution cannot release financial records of customers until permitted by government authority. Financial Services Modernization Act (1999) also known as Gramm-Leach-Bliley Act (1999) prohibits any institution from offering commercial banking and investment. Another Act is Electronic Communications Privacy Act (1986) protects us from three main issues. Any communication held in electronic storage, protection of communication while in transfer from sender to receiver and record dialing, signaling information cannot be done without search warrant. Privacy Act of 1974 prohibits U.S. government form hiding any personal data record-keeping systems.